Stopping fintech fraud at onboarding with the newly launched KYC Tenure API
Published: June 4, 2026
How contract seniority validation from Orange France and Orange Spain shuts down synthetic identity theft before it hits your balance sheet.
Identity verification is broken. Digital banks, credit platforms, and fintechs spend millions on KYC (Know Your Customer) stacks, yet synthetic identity fraud and instant-loan scams continue to rise. Sophisticated fraudsters can bypass basic document checks or use stolen data to pass initial screenings.
However, they struggle to replicate one crucial variable:
The brand-new KYC Tenure API (v0.2), now live on the Orange France network and launching soon on Orange Spain, gives your risk engine direct, programmatic access to subscriber contract longevity. By validating how long a mobile number has been tied to an individual, you can instantly flag high-risk anomalies without introducing consumer friction.
The silent fraud signal your risk engine is missing
When a bad actor attempts a fast-payout scam or opens a mule account, they frequently use newly activated prepaid SIM cards or recently transferred lines to execute the attack.
Traditional identity match databases only tell you if a name matches a number today. They do not tell you if that bond was forged five minutes ago or five years ago.
The KYC Tenure API closes this loophole by comparing the actual lifetime tenure of a phone number against a specific threshold date provided by your system.
Key business benefits for risk and product teams
Cross-operator reach: The underlying system sources, aggregates, and analyzes data across mobile network operators, ensuring insights aren’t limited strictly to native Orange subscribers.
Predictive tenure estimations: Advanced proprietary algorithms process historical, anonymized network data to deliver precise mobile identity verification signals without compromising privacy.
Cost-efficiency allocation: Optimize your KYC spend by routing accounts with verified, long-term network seniority through fast-track validation, reserving expensive manual document reviews for high-risk, fresh numbers.
No user friction: Unlike intrusive step-up authentication methods or manual utility bill uploads, this check occurs silently via background network telemetry in milliseconds, thanks to the light KYC Tenure API of Orange France.
Accelerate your trust engine today
Stop guessing if an identity is real. Leverage direct, authoritative network intelligence to validate user accounts cleanly and securely.
Ready to build?
Talk to sales
Do you want to reach directly for any additional details or follow-up?
Product used
API KYC Tenure
Checks whether the lifetime tenure of a given phone number is longer than an input date provided by the customer.
